Dot Residential: property start-up offers buy-to-let investing in one click

But analysts warn that property ‘is not a one-way bet’, writes Hazel Sheffield

Lucy Sharp is the co-founder of Dot Residential, a one-click buy-to-let platform

Lucy Sharp, the co-founder of Dot Residential, has a prediction about the property market: “I believe in two, three, five years, one-click property buying will be the same as buying something on Net-A-Porter, or buying a watch online.”

Dot Residential, a property startup offering prospective investors in the UK property market the opportunity to become landlords “in one click”, opened its online marketplace to transactions in November.

Dot’s website promises investors 10 per cent returns on buy-to-let property purchases with “zero hassle”, allowing investors to choose from a portfolio of pre-approved properties, currently limited to Manchester and the surrounding area. The investors are charged a minimum 25 per cent deposit and offered a bridge loan instead of a mortgage, described by Sharp as “a point of sale cash advance”, backed by US-lenders.